Monday, October 24, 2016

NY Tax Department to Public - Peck, Punch & Pulve

To collect unpaid taxes, the New York State Department of Taxation and Finance is allowed to garnish 10% of your pay - this means the State can contact your Employer and legally attach your Salary. Unfortunately, this wasn’t enough for the State - so after some late-night wrangling and some old-fashioned politicking, our elected officials decided to give the Tax Department Carte Blanche.

When you consider how bad the economy has been, and when you consider how high our taxes actually are - it’s not surprising that so many people nowadays have tax problems, said David Selig during a recent nationally televised interview.

Unfortunately, most Tax Collectors think you’re a Criminal. Accordingly, if you’ve fallen behind with your taxes, most Tax Collectors are going to treat you like a criminal, says Bradley Dorin of Selig and Associates.

In fact, behind closed doors Tax Collectors use their own “clandestine code” when determining just how punitive your punishment should be. For example, there are three levels of enforcement that most Tax Collectors unilaterally dispense.

These levels of enforcement are known as the “Three P’s” The Peck, The Punch and The Pulverizer.

For your edification we have provided the definition of each level.

The Peck: The Tax Department garnishes 10% of your gross salary.

The Punch: The Tax Department garnishes 10% of your gross salary and levies 100% of your Bank Account (this means you won’t have a dime – you can’t pay the rent; you can’t buy food - you can’t even afford to get to and from work – People who are “punched” typically lose their automobiles through repossession, and watch helplessly while their good credit is destroyed).

Selig and Associates



The Pulverizer: The Tax Department repeatedly levies every bank account and simultaneously revokes your Drivers License (this means you eventually default on your mortgage or are evicted from your apartment - plus all the unpleasantness catalogued in the Punch – People who are “Pulverized” experience marital problems viz. separation and divorce and extreme emotional distress a/k/a “TAD” taxpayer anxiety disorder.

To Date, Taxpayer Anxiety Disorder has contributed to over 100,000 Suicides

Why won’t the IRS and State allow non-filers back into the fold without the fear of penalty or prosecution? As a Tax Practitioner and Advocate, I’ve seen so many good peoples lives ruined by taxes. And when it comes to submitting to governmental authority (filing taxes, etc.,) these same people become emotionally debilitated.

Over the past three years, my colleague Attorney Bradley Dorin has done extensive research on this very subject. In fact, after consulting with several psychologists and psychiatrists, we have come to believe that this condition “Taxpayer Anxiety Disorder” is a derivation of generalized anxiety disorder.

This notwithstanding, I’m not a medical professional - so I’ll limit my opinions to taxes. Accordingly, by not prosecuting or otherwise penalizing people with TAD, the government would save approximately 750 Million Dollars each year in ineffective enforcement costs (and simultaneously receive billions in previously uncollected taxes). For example, when the government prosecutes an individual for tax evasion, it’s not uncommon for that person to bankrupt himself (which makes the government’s judgments worthless).

Moreover, when the government wins a conviction, the taxpayer is stuck picking up the tab - and an otherwise productive person languishes away in prison and contributes nothing to society. Of course, the government doesn’t always win, and as such, all of the money and resources were wasted. Alternatively, by bringing these same people into compliance, the government will receive in excess of 80 Billion Dollars a year in revenues, that are presently going unreported (this amount represents approximately 6% of revenues received from individual 1040 filers). To be continued . . . .

Selig & Associates, Inc. in New York, NY

We're committed to bettering the community in which we practice. This is why David Selig and Bradley Dorin have from time to time agreed to waive or reduce their fees. In this capacity, they’ve helped Veterans, nonprofits, members of the clergy, the wrongly accused, the LGBT community, indigents, seniors, urban daycare centers and prisoners in state and federal correctional institutions. If you have a tax problem that you’d like us to consider, either as a pro bono or as a reduced rate client or if you’d like to support our efforts in this challenging forum, call us directly.

Originally Posted: http://nearsay.com/c/11866/11728/ny-tax-department-to-public-peck-punch-pulverize-taxpayer-anxiety-disorder-linked-to

Friday, October 21, 2016

Love is lovelier the Second Time around – Excellent Mortgage Programs

Selig and Associates, Inc. We help people with Tax Problems get the mortgages they need. At Selig & Associates, all mortgages and IRS installment agreements are prepared and negotiated by Federal Tax Practitioner and MLO David Selig NMLS #1242271 and Real Estate Broker Bradley Dorin, Esq. If you’re interested in buying a new house or refinancing your existing mortgage, call Selig and Associates and schedule a FREE consultation today.

Wednesday, October 19, 2016

Great Deal on a fixed Rate Mortgage

Selig and Associates, Inc. We help people with Tax Problems get the mortgages they need. At Selig and Associates, all mortgages and IRS installment agreements are prepared and negotiated by Federal Tax Practitioner and MLO David Selig NMLS #1242271 and Attorney and Real Estate Broker Bradley Dorin, Esq. If you’re interested in buying a new house or refinancing your existing mortgage, call Selig and Associates and schedule a FREE consultation today.

Tip of the Day:

Understanding Mortgage Insurance, commonly known as “MIP” In a nutshell, the FHA requires borrowers to pay MIP when their down payment less than 20% of the purchase price.

fixed rate mortage


FYI, with an FHA mortgage, your down payment can be as low as 3.5%. That means if your house costs $400,000 your down payment is only $14,000 (compared to the $80,000 down payment most banks require).

The MIP premium pays for an insurance policy that protects the lender in case the home is foreclosed and the lender cannot recoup the full loan balance. With a lower down payment, there is less equity in the property and a greater need for MIP.

Additionally, FHA borrowers can stop paying MIP when their loan balance drops to 78% of the home's appraised value at the time of purchase. Moreover, when a homeowner gains equity through value appreciation, he or she can apply to have the MIP removed if her equity is over 20% based on a current appraisal and they have a good payment history.

Originally Posted: http://nearsay.com/c/127162/123636/we-can-get-you-a-great-deal-on-a-fixed-rate-mortgage-even-if-you-have-a-tax-problem

Monday, October 17, 2016

Attorney General & New York Tax Commissioner

ALBANY - Attorney General Eric T. Schneiderman and New York State Commissioner of Taxation and Finance Thomas H. Mattox announced today the arrest (NAME OMITTED) , 50, of (ADDRESS OMITTED) on three felony charges, stemming from his failure to file personal income tax returns.

“When individuals dodge paying taxes, the burden falls on honest taxpayers who have to foot the bill,” said Attorney General Schneiderman. “Our office will prosecute those who flout the law and fail to pay their taxes.”

“Our system of taxation relies on each of us to voluntarily comply with our tax responsibilities to fund vital local and statewide services,” said Commissioner Mattox. “Tax evasion is a crime, and we work closely with our law enforcement partners to ensure fairness for the millions of New Yorkers who meet their filing obligations every year.”



According to the complaint, the Defendant failed to file personal income tax returns for the tax years 2005, 2006, 2007, 2008, and 2009.

If convicted, the defendant faces a maximum sentence of one and one-third to four years of incarceration.

The case is being investigated by NYS Tax Department Investigator Anthony Vano.

The case is being prosecuted by Assistant Attorney General Joshua Vinciguerra of the Criminal Enforcement and Financial Crimes Bureau.

The Criminal Enforcement and Financial Crimes Bureau is led by Bureau Chief Gary Fishman.

The Criminal Enforcement and Financial Crimes Bureau is part of the Criminal Justice Division, led by Executive Deputy Attorney General for Criminal Justice Kelly Donovan.

Your secrets are safe with us: Selig and Associates will never publish a “client-testimonial” or otherwise violate the sanctity of confidentiality. Accordingly, when you have a serious tax problem (that needs to be solved) you can speak to us with complete confidence.

The Ugly Truth about Unfiled Tax Returns

Under federal law, failure to file a tax return is a misdemeanor pursuant IRC §7203. This notwithstanding, willful failure may be elevated to a felony under IRC §7201. Additionally, under New York State Tax Law §1801(a)(1) willful failure to file a tax return may now be prosecuted as a felony. Thankfully, Selig and Associates can help you obtain proper legal filing compliance (even if you never received a W2 or 1099) In most cases we can prepare and file up to 10 years of missing Federal and State tax returns within 48 hours of being retained. Call us directly for a free and confidential consultation.

Don’t be Fooled by Out of State Companies

At Selig and Associates, David Selig, a Federal Tax Practitioner and Attorney Bradley Dorin meet with each and every client personally. Contact us directly, to schedule your FREE face-to-face, legally privileged consultation, in our conveniently located New York City offices.

The Truth about Tax Representation

Offers in Compromise Most offers in compromise fail. Accordingly, less than 5% of our tax practice is devoted to the OIC program. This notwithstanding, the majority of all tax problems can still be satisfactorily resolved.

Penalties & Interest A popular misconception is that interest and penalties stop when a person begins to resolve his problem. Unfortunately, this assumption is patently false. Accordingly, by negotiating excellent agreements, that our client’s can actually live with, we’re able to resolve most tax problems in a reasonable amount of time.

Contact us directly, to schedule your FREE face-to-face, legally privileged consultation, in our conveniently located New York City offices.



Wednesday, October 12, 2016

In observance of Yom Kippur, Selig and Associates will be closed Wednesday 12 October 2016

Yom Kippur commemorates the day when G‑d forgave the Jewish people for the sin of the Golden Calf. Forty days after hearing G‑d say at Mount Sinai, “You shall not have the gods of others in My presence; you shall not make for yourself a graven image,” the Jews committed the cardinal sin of idolatry. Moses spent nearly three months on top of the mountain pleading with G‑d for forgiveness, and on the tenth of Tishrei it was finally granted: “I have pardoned, as you have requested.”

yom kip

From that moment on, this date, henceforth known as the Day of Atonement, is annually observed as a commemoration of our special relationship with G‑d, a relationship that is strong enough to survive any rocky bumps it might encounter.

Selig and Associates provides the most aggressive tax representation allowed by law. Specializing in payroll, income and sales tax controversies for individuals, contractors, restaurants, bodegas and professional practices.

Yom Kippur commemorates the day when This is a day when we connect with the very essence of our being, which remains faithful to G‑d regardless of our outward behavior.


Friday, October 7, 2016

Tax Problems Solved & Construction Contracts Awarded

Selig and Associates represents Contractors and Subcontractors before the IRS and New York State Department of Taxation and Finance. Specializing in payroll tax and withholding tax problems, and installment agreements.

Call Selig and Associates for a FREE consultation. *At Selig and Associates, all clients are represented by licensed Attorney and a Federal Tax Practitioner.

Attorney Bradley Dorin protects Contractors and Subcontractors by preparing and filing Mechanic's Liens in New York Supreme Court.

Tax Problems Solved


*A Mechanic's Lien is a security interest in the title to property for the benefit of those who have supplied labor or materials that improve the property.

*This lien exists for both real property and personal property.

For A FREE no-obligation consultation, call Attorney Dorin directly.

Immediate consultations, same day and next day filing available.

Construction Arbitration, Mediation & Litigation Including non-payment for contracted and/or extra work, work stoppages and/or delays, breach of contract, mechanic's liens, back charges and accounting.

Originally Posted: http://nearsay.com/c/189199/123636/mechanics-lien-tax-problems-solved-construction-arbitration-mediation-litigation

Wednesday, October 5, 2016

Tax Tips for Newlyweds

The Internal Revenue Service is still reviewing the June 26 Supreme Court decision concerning the Defense of Marriage Act will be working with the Department of Treasury and Department of Justice to provide “guidance” on the matter. This notwithstanding, the good folks at the IRS bring you “IRS Summertime Tax Tip 2013-01 dated July 1, 2013” Late spring and early summer are popular times for weddings. Whatever the season, a change in your marital status can affect your taxes. So without further ado, here are some red-hot tax tips from the IRS for randy newlyweds.

Selig and Associates

1. It’s important that the names and Social Security numbers that you put on your tax return match your SSA (Social Security Administration) records. If you’ve changed your name, report the change to the SSA. To do that, file Form SS-5, Application for a Social Security Card. You can get this form on their website at SSA.gov, by calling 800-772-1213 or by visiting your local SSA office.


2. If your address has changed, file Form 8822, Change of Address to notify the IRS. You should also notify the U.S. Postal Service if your address has changed. You can ask to have your mail forwarded online at USPS.com or report the change at your local post office.


3. If you work, report your name or address change to your employer. This will help to ensure that you receive your Form W-2, Wage and Tax Statement, after the end of the year.


4. If you and your spouse both work, you should check the amount of federal income tax withheld from your pay. Your combined incomes may move you into a higher tax bracket. Use the IRS Withholding Calculator tool at IRS.gov to help you complete a new Form W-4, Employee's Withholding Allowance Certificate. See Publication 505,  Estimated Tax and Tax Withholding for more information.


5. If you didn’t qualify to itemize deductions before you were married, that may have changed. You and your spouse may save money by itemizing rather than taking the standard deduction on your tax return. You’ll need to use Form 1040 with Schedule A, Itemized Deductions. You can’t use Form 1040A or 1040EZ when you itemize.


6. If you are married as of Dec. 31, that’s your marital status for the entire year for tax purposes. You and your spouse usually may choose to file your federal income tax return either jointly or separately in any given year. You may want to figure the tax both ways to determine which filing status results in the lowest tax. In most cases, it’s beneficial to file jointly.

Special Services

Expedited Marriage / New York Marriage License: Selig and Associates can help you obtain those precious benefits that are only available to legally married couples. Benefits include: (1) The Marital Communications Privilege: (2) Residency Benefits for Noncitizen Spouses: (3) Health-Insurance Benefits from your Spouse's Employer: (4) Veterans’ and Military Benefits: (5) School and Educational Benefits: (6) Social Security, Medicare and Disability Benefits: (7) Increased Public Assistance, etc. *All marriages are preformed by a licensed officiant in our midtown offices.  

Saturday, October 1, 2016

The Most Aggressive Tax Representation

Selig and Associates provide the most aggressive Tax representation allowed by law. Specializing in payroll, income and sales tax controversies for individuals, bodegas, restaurants and professional practices.

Tax Representation

We settle contested tax audits, compromise tax debts and can resolve all marital tax issues including innocent spouse relief and separation of liability.

Meet with us personally for a FREE legally privileged consultation. Contact Us: Selig & Associates